Financial Strategy · Memo Solutions LLCEstrategia Financiera · Memo Solutions LLCEstratégia Financeira · Memo Solutions LLC
As a Latino, I know what it means to be the first. My mission is to help you stop living paycheck to paycheck, enjoy your life now, and build wealth that lasts for generations. Como latino, sé lo que significa ser el primero. Mi misión es ayudarte a dejar de vivir de quincena en quincena, disfrutar la vida ahora y construir riqueza que dure generaciones. Como latino, sei o que significa ser o primeiro. Minha missão é ajudá-lo a parar de viver de salário em salário, aproveitar a vida agora e construir riqueza que dure gerações.
"Stop living paycheck to paycheck. Enjoy life now — and build something that outlasts you." "Deja de vivir de quincena en quincena. Disfruta la vida ahora — y construye algo que te sobreviva." "Pare de viver de salário em salário. Aproveite a vida agora — e construa algo que dure além de você."
— Guillermo Macedo · Memo Solutions LLC
About GuillermoSobre GuillermoSobre Guillermo
I created Finance by Memo with one purpose: to break the generational chain. Too many of us were never taught how money works. We hustled, we survived — but nobody showed us how to build. I'm here to change that. Creé Finance by Memo con un propósito: romper la cadena generacional. A muchos de nosotros nunca nos enseñaron cómo funciona el dinero. Trabajamos duro, sobrevivimos — pero nadie nos mostró cómo construir. Estoy aquí para cambiar eso. Criei o Finance by Memo com um propósito: quebrar a corrente geracional. Muitos de nós nunca aprendemos como o dinheiro funciona. Trabalhamos duro, sobrevivemos — mas ninguém nos mostrou como construir. Estou aqui para mudar isso.
My belief: wealth is more than money — it's freedom, opportunity, and leaving something real for the people you love. As an AFC® Candidate through AFCPE, I bring structure, education, and accountability to help you invest in yourself today so your future self (and your family) can thank you. Mi creencia: la riqueza es más que dinero — es libertad, oportunidad y dejar algo real para las personas que amas. Como Candidato AFC® a través de AFCPE, traigo estructura, educación y responsabilidad para ayudarte a invertir en ti mismo hoy. Minha crença: riqueza é mais do que dinheiro — é liberdade, oportunidade e deixar algo real para as pessoas que você ama. Como Candidato AFC® pela AFCPE, trago estrutura, educação e responsabilidade para ajudá-lo a investir em si mesmo hoje.
Outside of finance, I'm into traveling, fútbol, and cooking — passions that taught me discipline, consistency, and the value of enjoying the journey while planning ahead. Fuera de las finanzas, me apasionan los viajes, el fútbol y cocinar — pasiones que me enseñaron disciplina, constancia y el valor de disfrutar el camino mientras se planifica el futuro. Fora das finanças, sou apaixonado por viagens, futebol e culinária — paixões que me ensinaram disciplina, consistência e o valor de aproveitar a jornada enquanto se planeja o futuro.
Financial Strategy ServicesServicios de Estrategia FinancieraServiços de Estratégia Financeira
Start Here · FreeEmpieza Aquí · GratisComece Aqui · Grátis
$0 / 15 min
What's IncludedQué IncluyeO Que Inclui
Perfect if you're not sure where to start — just come as you are.Perfecto si no sabes por dónde empezar.Perfeito se você não sabe por onde começar.
Book Free CallAgendar GratisAgendar Grátis★ Most PopularMás PopularMais Popular
$175 / month
What's Included
Ideal For
Individuals looking to improve financial habits, gain structure, and begin their financial journey.
Get StartedComenzarComeçar✦ Best RecommendedMejor RecomendadoMelhor Recomendado
$310 / month
What's Included
Ideal For
Professionals and individuals seeking ongoing guidance, long-term wealth building, and a dedicated financial partner.
Go VIPIr VIPIr VIP
$100 / session
What's Included
Ideal For
Existing clients wanting a quarterly tune-up, or anyone looking to stay on track toward long-term goals without a monthly plan.
Book SessionReservar SesiónReservar SessãoHow It WorksCómo FuncionaComo Funciona
01
Free Discovery CallLlamada de DescubrimientoChamada de Descoberta
15 min
We connect and talk about where you are, where you want to go, and what's been holding you back. Zero pressure — just clarity.Nos conectamos y hablamos sobre dónde estás, a dónde quieres llegar y qué te ha detenido. Sin presión — solo claridad.Conectamos e falamos sobre onde você está, onde quer chegar e o que tem te impedido. Sem pressão — apenas clareza.
02
Financial SnapshotPanorama FinancieroPanorama Financeiro
We review your income, expenses, debt, and goals to build an honest picture of where you stand today — no judgment.Revisamos tus ingresos, gastos, deudas y metas para tener un panorama honesto de tu situación — sin juicios.Revisamos sua renda, despesas, dívidas e metas para construir um panorama honesto de onde você está — sem julgamentos.
03
Custom StrategyEstrategia PersonalizadaEstratégia Personalizada
A spending plan, savings targets, and debt strategy built around your real life — not a generic template.Un plan de gastos, metas de ahorro y estrategia de deuda construidos para tu vida real — no una plantilla genérica.Um plano de gastos, metas de poupança e estratégia de dívida construídos para sua vida real — não um modelo genérico.
04
Financial FreedomLibertad FinancieraLiberdade Financeira
With consistent accountability and real-time adjustments, you move from surviving to building — and eventually to leaving a legacy.Con responsabilidad constante, pasas de sobrevivir a construir — y eventualmente a dejar un legado.Com responsabilidade consistente, você passa de sobreviver a construir — e eventualmente a deixar um legado.
Client ReviewsReseñas de ClientesAvaliações de Clientes
"Memo helped me on my journey to Financial Independence. I started with $20K in revolving debt and no emergency fund. With his help, I reduced my expenses, stayed on plan, paid off my credit cards, and built a sizable Emergency Fund. Thank you Memo."
It's never too late!
"After years of struggling on my own, I finally got the nerve and courage to take control of my financial life! I've been with Guillermo since the beginning of 2026 and it's been incredibly beneficial and rewarding. My student loans are clear, my spending is under control, I'm on a plan to clear my credit card debt, and I'm saving for a better future. Thank you so much Guillermo!"
VIP Premium Guidance
"The VIP Premium Guidance is worth every penny. The unlimited sessions keep me accountable and the priority access means I can reach Guillermo when something comes up. My debt payoff strategy alone has saved me thousands. If you're serious about building wealth, go VIP."
"Being new to having a wealth coach I was intimidated at first, but Guillermo made it so easy and created a comfortable environment for me to be honest and receive positive feedback. 10/10 recommend."
"I have been working with Guillermo for a few months now and I am beyond pleased with this service! He has really invested his time to assist me and I know we will continue working together to get me to the best place I can be financially."
"Guillermo has been extremely helpful by highlighting my expenses and income — he tracks, provides feedback, and pushes me to increase my income and leverage profit. Incredibly helped me separate my personal and business finances."
"Working with Guillermo has been such a relief! He lowered my stress around finances and taught me to manage money with confidence. He pays attention to every detail and makes sure I actually understand each step. Highly recommend."
"He provided a tailored game plan based on my goals and a safe, non-judgmental space to discuss finances. Knowledgeable, approachable, and genuinely invested in your success. Strongly recommend."
Had a 5-star experience? Leave a review and it appears instantly above.¿Tuviste una experiencia de 5 estrellas? Deja una reseña y aparece al instante.Teve uma experiência 5 estrelas? Deixe uma avaliação e ela aparece instantaneamente.
Only 5-star reviews are posted instantly.
Start TodayEmpieza HoyComece Hoje
Free 15-minute discovery call. No pressure. Available in English, Spanish, and Portuguese.Llamada gratuita de 15 minutos. Sin presión. Disponible en inglés, español y portugués.Chamada gratuita de 15 minutos. Sem pressão. Disponível em inglês, espanhol e português.
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